In insurance, the rule changes before the product does.
Solvency thresholds, product approval conditions, claim handling rules and consumer protection duties each move on their own. A product in the market under yesterday’s rule is the exposure.
What actually goes wrong
Solvency Requirements
Insurance companies must maintain adequate capital reserves. Solvency II and local regulations require complex calculations and regular reporting.
Product Approval
New insurance products require regulatory approval. Terms, pricing, and disclosure documents must comply with consumer protection rules.
Claims Handling
Regulators set strict rules for claim processing times, dispute resolution, and customer communication. Non-compliance leads to fines and reputation damage.
What stops being your problem
Regulation Monitoring
QRegu monitors BDDK, TSB, EIOPA, and FCA for insurance-specific regulations. AI filters updates relevant to your license type and product lines.
Impact on Products
AI identifies which products are affected by new rules: policy wording changes, pricing adjustments, disclosure updates.
Cross-Department Workflow
Automatically assign tasks to Underwriting, Claims, IT, Legal, and Compliance teams with deadlines and dependencies.
Regulatory Reporting
Track all solvency reports, product filings, and compliance certifications. Generate audit-ready evidence packages.
Key Regulations We Track
Solvency II / SCR
Capital requirements, risk models, ORSA reporting
Product Governance
Target market, value assessment, distribution oversight
Consumer Duty
Fair value, customer understanding, support standards
Claims Rules
Processing times, dispute resolution, customer communication