Banking Compliance
Automate regulatory monitoring for capital adequacy, AML/KYC, consumer credit, and fee regulations.
The Challenge
High Volume of Regulations
Banks face hundreds of regulatory updates annually from BDDK, TCMB, MASAK (Turkey), OCC, FDIC, CFPB (US), and FCA (UK). Manual tracking is error-prone and time-consuming.
Severe Penalties
In 2024, US regulators issued $2B+ in fines. TCMB issued ₺373M to 72 Turkish institutions. BSA/AML violations carry criminal liability. Non-compliance is a direct business risk.
Cross-Team Coordination
Each regulation affects Legal, Compliance, IT, Operations, Call Center, and more. Coordinating action across teams manually creates delays.
How QRegu Helps
AI Reads Every Regulation
QRegu monitors BDDK, TCMB, MASAK (Turkey), OCC bulletins, FDIC letters, CFPB rules (US), and FCA (UK) in real-time. AI extracts key obligations: scope, effective date, required actions, and deadlines.
Impact Analysis by Department
AI maps each regulation to affected teams: Legal for contracts, IT for system changes, Operations for fee engine updates, Call Center for scripts.
Automatic Task Assignment
Tasks are auto-created with RACI roles, deadlines, and effort estimates. Teams get mobile notifications instantly.
Audit-Ready Evidence
All actions, approvals, and documents are collected in one place. Generate compliance reports with one click.
Example: Fee Regulation Change (Turkey)
Trigger: TCMB publishes new fee disclosure requirements for commercial customers.
- Compliance: Prepare interpretation note
- Legal: Review contract changes
- Pricing: Extract affected fee codes
- Digital Channels: Update website fee pages
- Operations: Update fee engine parameters
- Call Center: Update FAQ scripts
- Test: Run UAT scenarios
Example: OCC Third-Party Risk Guidance (US)
Trigger: OCC issues updated guidance on third-party risk management and fintech partnerships.
- Compliance: Review guidance scope and applicability
- Legal: Assess contract amendment requirements
- Vendor Management: Identify affected vendor relationships
- Risk: Update third-party risk assessment framework
- IT Security: Review vendor cybersecurity requirements
- Operations: Update vendor onboarding procedures
- Audit: Schedule internal review of vendor program
Ready to automate banking compliance?
See QRegu monitor your regulators live in a 30-minute demo.
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