Bank compliance breaks on the one circular nobody read.
Hundreds of updates a year from BDDK, TCMB, MASAK, the OCC and the FCA. Which of them binds your capital adequacy, your AML/KYC process or your fee schedule — and who tells you on Monday morning?
What actually goes wrong
High Volume of Regulations
Banks face hundreds of regulatory updates annually from BDDK, TCMB, MASAK (Turkey), OCC, FDIC, CFPB (US), and FCA (UK). Manual tracking is error-prone and time-consuming.
Severe Penalties
In 2024, US regulators issued $2B+ in fines. TCMB issued ₺373M to 72 Turkish institutions. BSA/AML violations carry criminal liability. Non-compliance is a direct business risk.
Cross-Team Coordination
Each regulation affects Legal, Compliance, IT, Operations, Call Center, and more. Coordinating action across teams manually creates delays.
What stops being your problem
AI Reads Every Regulation
QRegu monitors BDDK, TCMB, MASAK (Turkey), OCC bulletins, FDIC letters, CFPB rules (US), and FCA (UK) in real-time. AI extracts key obligations: scope, effective date, required actions, and deadlines.
Impact Analysis by Department
AI maps each regulation to affected teams: Legal for contracts, IT for system changes, Operations for fee engine updates, Call Center for scripts.
Automatic Task Assignment
Tasks are auto-created with RACI roles, deadlines, and effort estimates. Teams get mobile notifications instantly.
Audit-Ready Evidence
All actions, approvals, and documents are collected in one place. Generate compliance reports with one click.
Example: Fee Regulation Change (Turkey)
Trigger: TCMB publishes new fee disclosure requirements for commercial customers.
- Compliance: Prepare interpretation note
- Legal: Review contract changes
- Pricing: Extract affected fee codes
- Digital Channels: Update website fee pages
- Operations: Update fee engine parameters
- Call Center: Update FAQ scripts
- Test: Run UAT scenarios
Example: OCC Third-Party Risk Guidance (US)
Trigger: OCC issues updated guidance on third-party risk management and fintech partnerships.
- Compliance: Review guidance scope and applicability
- Legal: Assess contract amendment requirements
- Vendor Management: Identify affected vendor relationships
- Risk: Update third-party risk assessment framework
- IT Security: Review vendor cybersecurity requirements
- Operations: Update vendor onboarding procedures
- Audit: Schedule internal review of vendor program
Bring your own regulator list
See QRegu monitor your regulators live in a 30-minute demo.
Book a Demo